Conventional Loans

Home loans can have a variety of characteristics, terms, and rates, and there are many different types. Most home loans, however, fall into one of two main categories: conventional or non-conventional. Non-conventional loans are often called government or federally insured loans because the government …

FHA Home Loans

FHA loans can be a helpful choice for buyers that may have limited funds for a down payment or average or below average credit. These loans were created by the Federal Housing Administration in order to make qualifying easier for borrowers that are not able to utilize conventional loans due to issues …

FHA Streamline Refinance

If you have an FHA loan and the interest rates have dropped since your last loan was funded, you may be eligible to refinance at current interest rates and to lower your monthly payment. Or if you have an Adjustable-Rate Mortgage (ARM), you may want to …

VA Fixed Rate Home Loans

A VA home loan is a mortgage loan that’s issued by private lenders and partially back by the federal government. It helps U.S. veterans, active duty service members, and select widowed military spouses to buy a home.

Self Employed Only

Our alternative documentation programs allow borrowers who are self-employed to qualify with limited documentation. Borrowers are able to qualify by using 3, 12, or 24 months bank statements. In some cases, you can qualify with only profit and loss statements for your business(s) prepared by a 3rd party tax professional.

Investment Property DSCR Loans

DSCR (Debt Service Coverage Ratio) loans offer investment property financing with less strict guidelines and special non-qualified mortgage features such as interest-only options.


Bridge loans are short term loans funded by private lenders and are mainly asset based. Private lenders focus mainly on the equity in the subject property and generally do not do a full analysis of the borrower’s financial documents the way lenders do with conventional loans. These loans are meant for real estate investors seeking fast closing and limited documentation.

Fix & Flip and Ground Up Construction

If you are looking to refinance or purchase a property that you intend to remodel, add sq footage to, or even build a brand-new structure on we have options for you! We can not only finance the purchase of the property, but also can provide funding for the construction costs.